Remote work requires a software stack. Video calls, project management, file storage, AI assistance, design tools — the list of paid tools a remote worker needs has grown significantly since 2020. Most remote workers are now carrying $100 to $150 a month in personal software costs on top of whatever their employer provides.
Here is how to cut that number significantly without compromising your ability to do your job well. For broader advice, also see our guide on how freelancers can cut software costs by 80% in 2026.
Audit What Your Employer Already Covers
Before spending a dollar, get clarity on what your employer's IT setup includes. Most companies provide Microsoft 365 or Google Workspace, which covers email, document creation, cloud storage, and video calls. If these are covered, you do not need separate subscriptions for Dropbox, Zoom, or Word. This alone can eliminate $30 to $50 in personal monthly subscriptions.
The AI Tool Overlap Problem
Many remote workers end up paying for multiple AI tools that overlap. ChatGPT Plus and Claude Pro both cost $20 a month at retail and both handle writing, coding, and research. One of them covers 90% of what you need. Pick the one that fits your workflow — read our Claude Pro vs ChatGPT Plus comparison if you are undecided — and cancel the other. That is an immediate $20 saving.
If you genuinely need both, get them through Norths Clearance at a fraction of the combined retail price. Browse the AI tools collection for current pricing.
Streaming and Background Audio
YouTube Premium is worth keeping if you use YouTube regularly for work research or tutorials. Through Norths Clearance, YouTube Premium is available at a much lower price than the standard $14 a month. Similarly, if you use streaming services for background while working, getting Netflix or Amazon Prime Video through the entertainment collection cuts those costs significantly.
The VPN Question
Many remote workers pay for a personal VPN they rarely use. If security is genuinely relevant to your work, a VPN is worth having. Surfshark VPN covers unlimited devices on one account and through Norths Clearance it is available at well below retail. If you got a VPN during the pandemic and never use it, cancel it instead.
The Bottom Line
Most remote workers can cut their personal software costs by 50 to 70% by auditing duplicates, leveraging employer-provided tools, and buying what they do need through Norths Clearance at discounted prices. Start the audit this week, then see our ultimate guide to cutting subscription costs for a full framework.